[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/verbava.cz\/s-pujckou-je-to-snazsi\/#Article","mainEntityOfPage":"https:\/\/verbava.cz\/s-pujckou-je-to-snazsi\/","headline":"S p\u016fj\u010dkou je to snaz\u0161\u00ed","name":"S p\u016fj\u010dkou je to snaz\u0161\u00ed","description":"Pokud si n\u011bkdo usmysl\u00ed postavit si vlastn\u00ed d\u016fm, a p\u0159i tom v\u00ed, do \u010deho jde, je to mo\u017en\u00e1 i docela rozumn\u00e1 volba. T\u0159eba m\u00e1 svoje…","datePublished":"2023-04-22","dateModified":"2023-04-22","author":{"@type":"Person","@id":"https:\/\/verbava.cz\/author\/#Person","name":"","url":"https:\/\/verbava.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"verbava.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/verbava.cz\/wp-content\/uploads\/money-1169407_960_720.jpg","url":"https:\/\/verbava.cz\/wp-content\/uploads\/money-1169407_960_720.jpg","height":0,"width":0},"url":"https:\/\/verbava.cz\/s-pujckou-je-to-snazsi\/","wordCount":415,"articleBody":"         Pokud si n\u011bkdo usmysl\u00ed postavit si vlastn\u00ed d\u016fm, a p\u0159i tom v\u00ed, do \u010deho jde, je to mo\u017en\u00e1 i docela rozumn\u00e1 volba. T\u0159eba m\u00e1 svoje vlastn\u00ed p\u0159edstavy o tom, jak chce bydlet, a ty nic z toho nab\u00edzej\u00edc\u00edho se stoprocentn\u011b nespl\u0148uje, t\u0159eba chce postavit sv\u016fj d\u016fm, aby mohl b\u00fdt na sv\u00e9 d\u00edlo hrd\u00fd, t\u0159eba m\u00e1 i jinou motivaci, kv\u016fli kter\u00e9 nejde v podobn\u00e9m p\u0159\u00edpad\u011b o hloup\u00fd n\u00e1pad. Ale ka\u017edop\u00e1dn\u011b mus\u00ed n\u011bkdo takov\u00fd po\u010d\u00edtat s t\u00edm, \u017ee ani stavba vlastn\u00edho domu nebude levnou z\u00e1le\u017eitost\u00ed, stejn\u011b jako by byla drah\u00e1 i jeho koup\u011b, a \u017ee se tu t\u0159eba budou docela komplikovan\u011b sh\u00e1n\u011bt finance na v\u0161echno, co takov\u00e1 stavba obn\u00e1\u0161\u00ed.Ka\u017ed\u00e9ho samoz\u0159ejm\u011b napadne, \u017ee se bude muset utratit majlant za stavebn\u00ed materi\u00e1l, \u017ee levn\u00ed nebudou ani \u0159emesln\u00edci, jejich\u017e pomoc tu bude z\u0159ejm\u011b zapot\u0159eb\u00ed. Ale takov\u00fd \u010dlov\u011bk rozhodn\u011b nesm\u00ed zapomenout ani na to, \u017ee si bude muset rovn\u011b\u017e koupit pozemek, na kter\u00e9m by m\u011bl jeho d\u016fm pozd\u011bji st\u00e1t. A ani ceny pozemk\u016f nejsou zanedbateln\u00e9, i tady se jedn\u00e1 o v\u00fddaje, u kter\u00fdch si nikdo nesm\u00ed \u0159\u00edkat, \u017ee na to u\u017e se pen\u00edze n\u011bjak se\u017eenou. Proto\u017ee tolik pen\u011bz, kolik stoj\u00ed stavebn\u00ed parcela, lid\u00e9 obvykle nem\u00edvaj\u00ed a ani jim je jen tak n\u011bkde nep\u016fj\u010d\u00ed. A to ne proto \u017ee by finan\u010dn\u00ed \u00fastavy tolik pen\u011bz nem\u011bly, ale proto, \u017ee takhle velk\u00e9 sumy vy\u017eaduj\u00ed i hodn\u011b d\u016fkladn\u011b prov\u011b\u0159en\u00e9 \u017eadatele. Takov\u00e9 pen\u00edze se nep\u016fj\u010duj\u00ed jenom tak, tady mus\u00ed m\u00edt z\u00e1jemci p\u0159inejmen\u0161\u00edm hodn\u011b vysok\u00e9 p\u0159\u00edjmy a preventivn\u011b i \u010dist\u00e9 registry dlu\u017en\u00edk\u016f.A pokud chce n\u011bkdo stav\u011bt, pot\u0159ebuje p\u016fj\u010dit na pozemek, ale dostate\u010dn\u011b bonitn\u00ed nen\u00ed? Pak mu nakonec mo\u017en\u00e1 nezbyde jin\u00e1 nab\u00eddka ne\u017e hypot\u00e9ka na pozemek Hypot\u00e9ka bez registru. Proto\u017ee u t\u00e9 se nen\u00ed t\u0159eba py\u0161nit ani velk\u00fdmi p\u0159\u00edjmy, ani \u010dist\u00fdmi registry dlu\u017en\u00edk\u016f. Tady sta\u010d\u00ed i jenom dostate\u010dn\u011b hodnotn\u00e1 nemovitost, kter\u00e1 by se dala do z\u00e1stavy jako z\u00e1ruka spl\u00e1cen\u00ed. A tu m\u016f\u017ee podobn\u00fd stavebn\u00edk nab\u00eddnout daleko sp\u00ed\u0161 ne\u017e horentn\u00ed p\u0159\u00edjmy, kter\u00e9 by p\u0159esv\u011bd\u010dily o jeho solventnosti.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"S p\u016fj\u010dkou je to snaz\u0161\u00ed","item":"https:\/\/verbava.cz\/s-pujckou-je-to-snazsi\/#breadcrumbitem"}]}]